Save and Invest

Investing Insights: Gross’ Legacy, Best Funds for IRAs

Investing Insights: Gross’ Legacy, Best Funds for IRAs

Alphabet reported better than expected fourth-quarter revenue as the firm continues to grow its advertising business impressively. Similar to Facebook, Alphabet is further monetizing its users and attracting more ad dollars to not only its search but also its YouTube video platform, demonstrating the firm’s strong network effect moat source. While Alphabet’s operating margin was […]

3 Things That Could Ruin Your Retirement

3 Things That Could Ruin Your Retirement

Retirement should be one of the most joyous times in your life, and successfully preparing for it is a huge accomplishment. However, there’s a lot more to retirement preparation than simply transferring a portion of your paycheck to your 401(k) on a regular basis. Retirement is a complex topic, and if you’re not 100% confident […]

Saving, Investing And How Much To Put In Stocks

Saving, Investing And How Much To Put In Stocks

Savings are for emergencies and near-term needs. Investments are about making your money work for you, and patiently increasing your wealth over time with investments that grow above the rate of inflation. It helps to keep your “investment” deposits in separate accounts from your “savings” deposits. Investments should be split between stocks, cash / deposits […]

What’s Your Investment Return? Setting Expectations for Your Stock and Bond Portfolio

What’s Your Investment Return? Setting Expectations for Your Stock and Bond Portfolio

Do you remember the course you took back in high school, or maybe your freshman year of college, that taught you about how to manage your personal finances and invest your money? If you’re thinking something along the lines of, No, I never took a class like that — that kind of class doesn’t exist! then rest […]

Opinion: Jack Bogle gave individual investors the power to triumph over Wall Street

Opinion: Jack Bogle gave individual investors the power to triumph over Wall Street

A chance discovery in 1949 led the Vanguard Group founder to champion shareholders as his life’s purpose. Mutual-fund shareholders may never again see a folk hero like John C. Bogle, father of the index fund and the founder and former chairman of fund-industry titan Vanguard Group. Bogle was an outspoken, iconoclastic, in-your-face champion for low-cost, […]

4 Things You Need to Know if You’re Retiring in 2019

4 Things You Need to Know if You’re Retiring in 2019

Retirement can be a scary proposition if you aren’t prepared for it. Which is why it’s great that we have TheStreet’s “Mr. Retirement” Robert Powell with us to help alleviate some of those retirement concerns. Here are four of Powell’s best tips for people who are planning to retire in 2019: Identify Sources of Income […]

8 tips for saving and investing in your 30s

8 tips for saving and investing in your 30s

For some, the 30s may be a time for several key life events. Marriage, having children and buying a first home are common for people in their 30s. For the most part, these life events involve either saving or using your savings. Your 30s may also see an increase in income, which may help you […]

Retirees Need More Savings for Out-of-Pocket Healthcare Costs

Retirees Need More Savings for Out-of-Pocket Healthcare Costs

November 01, 2018 – Retired Medicare beneficiaries need to see their savings accounts swell by 9 percent if they want to cover their out-of-pocket healthcare costs, according to new data from the Employee Benefit Research Institute (EBRI). Those out-of-pocket healthcare costs include premiums, deductibles, and the financial responsibility patients bear when purchasing some prescription medications. Premiums include those incurred […]

New budget report predicts state savings accounts will be empty by 2021

New budget report predicts state savings accounts will be empty by 2021

ANCHORAGE (KTUU) — In a warning to legislators, the nonpartisan Legislative Finance Division says the state’s budget battles don’t appear to be over. In a 10-page report, David Teal, Director of Legislative Finance, says the same level of state services this year will cost $200 million more next year. And that doesn’t count Permanent Fund Dividends. […]

How Peer Pressure Could Help Boost Savings

How Peer Pressure Could Help Boost Savings

In the depths of the Great Recession, Majd Maksad, a data analyst was examining reams of data on Americans’ finances as an analyst for Citi, when he made a surprising observation. Even as many economists, pundits and individuals credited the financial crisis and its aftermath for ushering in a new era of greater frugality and leading […]