Loans

U.S. Money Reserve Releases Gold Forecast

U.S. Money Reserve Releases Gold Forecast

As financial markets across the world experience a level of volatility that is provoking concern, many people are turning their eyes to assets that may help protect their wealth during such times. Gold is a topic of much interest these days since it has traditionally been considered a safe-haven asset that often holds a stable […]

Defaulting on student loans could lead to wage garnishment

Defaulting on student loans could lead to wage garnishment

There’s a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn’t talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and the government can take […]

Yes, President Trump, Congress also investigated Barack Obama

Yes, President Trump, Congress also investigated Barack Obama

President Donald Trump, facing a newly installed Democratic House majority with the power to hold oversight hearings on the executive branch, vented on Twitter that he was subject to a double standard in congressional investigations — “unlimited presidential harassment,” as he called it. In a pair of tweets on Feb. 7, 2019, Trump teed off […]

Opinion: Government shutdown exposes a harsh truth: Most Americans are unprepared for the next recession

Opinion: Government shutdown exposes a harsh truth: Most Americans are unprepared for the next recession

The government shutdown, the longest in history, comes with a hidden revelation: Millions of Americans are financially unprepared for the next economic downturn. Worse, they are highly vulnerable, with few protections available to them. Ten years after the financial crisis, the economic recovery has left millions behind with little to no savings, and the government […]

Strategies to Manage Retirement Plan Loans

Strategies to Manage Retirement Plan Loans

Enshrining these in a well-crafted loan policy statement can help plan sponsor clients take control of leakage and excess early withdrawals; like any stated compliance policy, what is written must be followed. While the retirement plan industry is primarily focused on helping participants invest more money, it is equally important to prevent them from taking […]

OnDeck to Offer Equipment Finance Loans

OnDeck to Offer Equipment Finance Loans

OnDeck, an online lender for small businesses, has announced that it will begin offering equipment finance loans in 2019, according to a Dec. 19 press release. In the release, the company cited the approximately $35 billion of new small-ticket equipment loan and lease financing originated in the United States in 2017, according to the Equipment […]

How We Help Employees Pay Down Student Loans and Save for Retirement at the Same Time

How We Help Employees Pay Down Student Loans and Save for Retirement at the Same Time

A small percentage of U.S. companies — including PwC, Fidelity, and Aetna — have stepped up to help their employees cope with the education loans weighing them down by offering them cash to help them reduce their debts. While I applaud them, one downside of their approach is simply giving their workers cash raises their income taxes, […]

Can You Refinance a Personal Loan?

Can You Refinance a Personal Loan?

Refinancing a personal loan could help you achieve your financial goals, but run the numbers to see if it’s a good idea. Refinancing a personal loan can help you save interest or lower your monthly payment, but it’s not always a smart financial move. Before seeking personal loan refinancing, you should consider whether it’s a […]

The green and sustainability loan market: ready for take-off

The green and sustainability loan market: ready for take-off

Green and sustainability loans are the hot new trend in sustainable finance. Could they outgrow the booming green bond market, ask Nick Roumpis and Peter Cripps. The green loan market passed a significant milestone in its evolution in March, with the launch of the Green Loan Principles (GLPs). These are closely modelled on the Green […]

What Does It Really Take to Get a Small-Business Loan?

What Does It Really Take to Get a Small-Business Loan?

Growing your small business without outside funding can make you feel as though you’re forever trapped in a catch-22. Related: The Next 5 Steps to Take After You’ve Been Denied a Small Business Loan You need to hire new employees, invest in new equipment and/or open a new storefront to increase sales and ultimately increase […]