3 Things That Could Ruin Your Retirement

Retirement should be one of the most joyous times in your life, and successfully preparing for it is a huge accomplishment. However, there’s a lot more to retirement preparation than simply transferring a portion of your paycheck to your 401(k) on a regular basis.

Retirement is a complex topic, and if you’re not 100% confident that you’re preparing the best you can, you’re not alone. In fact, 60% of Americans are unsure how much they’ll need to save for retirement, according to a survey from TD Ameritrade, and 51% don’t think they’ll have enough to adequately cover their needs.

The scary truth is that forgetting even one part of the retirement equation can quickly derail your plans. Even if you think you have a solid plan in place with enough savings to last you through your golden years, there are a few things that can ruin your retirement.

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