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Investing Insights: Gross’ Legacy, Best Funds for IRAs
Alphabet reported better than expected fourth-quarter revenue as the firm continues to grow its advertising business impressively. Similar to Facebook, Alphabet is further monetizing its users and attracting more ad dollars to not only its search but also its YouTube video platform, demonstrating the firm’s strong network effect moat source. While Alphabet’s operating margin was […]
3 Things That Could Ruin Your Retirement
Retirement should be one of the most joyous times in your life, and successfully preparing for it is a huge accomplishment. However, there’s a lot more to retirement preparation than simply transferring a portion of your paycheck to your 401(k) on a regular basis. Retirement is a complex topic, and if you’re not 100% confident […]
U.S. Money Reserve Releases Gold Forecast
As financial markets across the world experience a level of volatility that is provoking concern, many people are turning their eyes to assets that may help protect their wealth during such times. Gold is a topic of much interest these days since it has traditionally been considered a safe-haven asset that often holds a stable […]
Defaulting on student loans could lead to wage garnishment
There’s a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn’t talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and the government can take […]
Yes, President Trump, Congress also investigated Barack Obama
President Donald Trump, facing a newly installed Democratic House majority with the power to hold oversight hearings on the executive branch, vented on Twitter that he was subject to a double standard in congressional investigations — “unlimited presidential harassment,” as he called it. In a pair of tweets on Feb. 7, 2019, Trump teed off […]
Saving, Investing And How Much To Put In Stocks
Savings are for emergencies and near-term needs. Investments are about making your money work for you, and patiently increasing your wealth over time with investments that grow above the rate of inflation. It helps to keep your “investment” deposits in separate accounts from your “savings” deposits. Investments should be split between stocks, cash / deposits […]
Do credit card rewards count as taxable income?
Benjamin Franklin generally gets the credit for declaring that nothing is certain in life except for death and taxes. The saying may be true, but you still may be able to avoid the tax man in at least one aspect of your life. Certain types of credit card rewards are typically considered rebates or discounts […]
Using credit cards to meet your 2019 financial goals
Are you making good on your promise to take better care of your money — and yourself — this year? Or did you make a New Year’s resolution that you’re struggling to keep? It’s completely normal to suffer resolution fatigue, particularly if your financial goals require a lot of change all at once. Fortunately, there […]
Opinion: Government shutdown exposes a harsh truth: Most Americans are unprepared for the next recession
The government shutdown, the longest in history, comes with a hidden revelation: Millions of Americans are financially unprepared for the next economic downturn. Worse, they are highly vulnerable, with few protections available to them. Ten years after the financial crisis, the economic recovery has left millions behind with little to no savings, and the government […]
Strategies to Manage Retirement Plan Loans
Enshrining these in a well-crafted loan policy statement can help plan sponsor clients take control of leakage and excess early withdrawals; like any stated compliance policy, what is written must be followed. While the retirement plan industry is primarily focused on helping participants invest more money, it is equally important to prevent them from taking […]